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Senior Manager Credit Risk - 2nd Line

Cardiff

Credit Risk

Commercial Mortgage

Secured Lending

Senior Manager Credit Risk - 2nd Line Cardiff    Role Our Financial Services client has a brand new permanent vacancy for a Senior Manager Credit Risk - 2nd Line to join their expanding team & successfully growing business. The role will assist the Chief Risk Officer in developing and maintaining an effective end-to-end Credit Risk Oversight function for the organisation.This is a hands on role for someone with a thorough understanding of all aspects of credit risk within a secured lending market, ideally with exposure to the commercial mortgage environment.   Responsibilities Develop and continuously improve the credit risk analytics including the choice of internal/external data, analytical tools, production of dashboards/outputsOngoing development of the organisation's credit risk appetite capabilities (limits, monitoring etc)Monitoring Loan Book performance against established Risk Appetite KRI'sDevelopment of the Credit Committee reporting/MI SuiteSupporting credit risk reporting to Executive Risk Committee, ExCO, Board Risk CommitteeProviding support to Finance on the credit risk aspects of the Financial Statements and Regulatory reportingManaging and building internal relationships with key functions within the businessSupporting stress testing and other analysis with the ICAAP, ILAAP, Recovery PlanContribute to team training and proactively look to share key learnings and experiences among colleagues   Skills Required Knowledge and experience of the specialist bridging market, development finance, commercial mortgages and buy-to-let mortgagesAnalytical thinker with deep understanding of credit profilesAbility to think critically, be pragmatic, have confidence to challenge, problem solve & find new ways of doing things, including influencing senior leadershipA track record of building and managing stakeholder relationshipsExperience of coaching and developing colleagues in complex credit mattersExperience of working in a regulated organisation with a clear understanding of regulatory requirements including Consumer DutyExperience of developing/assessing credit models  The role offers a basic salary plus bonus and benefits package  Please email your CV to apply for this opportunity

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